Privacy Policy

All Orders are Shipped Out Same Day Before 3pm EST (Monday to Friday)

We recognize that our relationships with you are based on integrity and trust. We work hard to maintain your privacy. We are very careful to preserve the private nature of our relationship with you. At the same time, the very nature of our business sometimes requires that we collect or share certain information about you with others. As such, we want you to be aware of how we handle and protect your personal information. Our policies and procedures for collecting and disclosing personal information are detailed below.

We may collect personal information to:
Administer your policy or claim
As permitted by law
As authorized by you

We require anyone with whom we share your personal information to protect it. We also require that they use it solely for the purpose for which it was shared.

We restrict access to personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with legal standards to guard your personal information.

We may modify these terms and conditions at any time simply by updating this posting or information on the web site. We recommend that you review this Privacy Policy periodically for changes. We are entitled to terminate all or any part of the web site at any time without notice to you.

Use of this site shall be governed by and construed in accordance with the laws of the State of Indiana. Any dispute concerning this site shall be subject to the venue of a court of competent jurisdiction in Porter County, Indiana. Your use of this site indicates your agreement with these terms.

Internet Security and Viruses

Email services provided by this web site are not encrypted and do not provide a secure and private means of communication with us. Certain services offered on this web site may provide a secure means to communicate with us, and you will be advised when you are using such a service. To protect your privacy, confidential and/or personal information should only be communicated via email when you are advised that you are using a secure web site.

We do not guarantee or warrant that any part of this web site, including files available for download, are free of viruses or other harmful code. It is your responsibility to take appropriate precautions, such as use of an anti-virus software package, to protect your computer hardware and software.

Limitation of Warranties

To the extent allowed by law and except as otherwise specifically provided elsewhere on this web site, all information presented here is furnished "as is" and without any express or implied warranties of merchantability, fitness for a particular purpose, non-infringement of intellectual property rights, or freedom from errors, viruses, bug or other harmful components. Neither the sponsor of this web site nor any other person or entity is responsible for any damages arising out of the use of or inability to use this web site or any of its content, even if the sponsor or other person or entity has been advised or should have been aware of the possibility of such damage.

Third Party Content and Links

We permit links from other web sites and provide links to other web sites simply as a convenience to visitors. The existence of a particular link does not indicate an endorsement by us of the linked site. Unless otherwise indicated, the linked sites are not under our control and we are not responsible for the content of any linked site or any link contained in a linked site, or any changes or updates to such sites. We make no representations about the accuracy or completeness of such content.

You must obtain permission to link to this web site. Requests to link to our site must include the URL of your site and an explanation for the link to our site.

Through this site you may be able to link to information and or access your personal information on another site which provides your account information. You are solely responsible for this transaction and the confidentiality of your information and transactions on the linked or accessible site. We are not responsible for the content of any linked site and make no representations about the accuracy or completeness of your account information through another site.

Permissible Use of Materials

You may download or print a copy of the information or materials contained on this web site for personal, non-commercial use only, provided that the copy retains all copyright and other proprietary notices contained on the materials. Any other copying, republication or redistribution, reproduction, uploading, posting, or transmittal of the text or graphics of this web site, including, without limitation, linking or framing, is expressly prohibited without our prior written permission.

You may not include our corporate name or any of our trademarks or any variation of them, as a metatag, hidden textual element, or any other indicator that may create an impression of an affiliation, relationship, or endorsement between any other party and us or our affiliates.

Site Operation

We operate this web site from offices within the United States of America. We do not represent that the information in this web site is appropriate or available for use in other locations. Access from certain locations may be strictly prohibited. Those who access this site do so on their own initiative and are responsible for compliance with all applicable local laws.

Your use of this web site means that you accept the terms and conditions contained in this web site.

No Offers

The information contained on this web site does not constitute an offer or solicitation for the sale of any insurance product, or service in any jurisdiction where we are not licensed to conduct business or where the insurance product is not available for sale.

No insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation would be unlawful under the laws of the jurisdiction. Some product, or product features may not be available in all states. Products are generally not available for purchase outside the United States. To obtain additional information about our products, contact us at the address stated in paragraph one.

No Legal or Tax Advice

The information on this web site is provided for informational purposes only. It is not intended and should not be construed as legal or tax advice. The information is not a substitute for legal and tax advice from a competent lawyer or tax advisor.